Sedgwick Rd., Inc. ("Sedgwick Rd.") maintains this Site for your information, education, and communication. Please feel free to browse the Site. Your access and use of the Site is also subject to the following terms and conditions ("Terms and Conditions") and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that any other agreements between you and Sedgwick Rd. are superseded and of no force or effect.

You may download and distribute materials displayed on the Site provided that you do not alter, modify or receive consideration for the materials in any manner, and that you also retain all copyright and other proprietary notices contained on the materials.

You should assume that everything you see or read on the Site is copyrighted unless otherwise noted and may not be used without the written permission of Sedgwick Rd. except as provided in these Terms and Conditions or in the text on the Site. Sedgwick Rd. neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with Sedgwick Rd..

While Sedgwick Rd. uses reasonable efforts to include accurate and up-to-date information on the site, Sedgwick Rd. makes no warranties or representations as to its accuracy. Sedgwick Rd. assumes no liability or responsibility for any errors or omissions in the content on the Site.

Your use and browsing of the Site is at your own risk. Neither Sedgwick Rd. nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Sedgwick Rd. also assumes no responsibility, and shall not be liable, for any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.

Sedgwick Rd. is eager to receive your comments and answer your questions about our services and our company. However, as a matter of policy we do not accept unsolicited ideas, suggestions or materials.

Images of people or places displayed on the Site are either the property of, or used with permission by, Sedgwick Rd.. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered Trademarks of Sedgwick Rd. or others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademarks displayed on the Site without the written permission of Sedgwick Rd. or such third party that may own the Trademarks displayed on the Site. Your misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that Sedgwick Rd. will aggressively enforce its intellectual property rights to the fullest extent of the law, which may include the seeking of criminal prosecution.

Sedgwick Rd. has not necessarily reviewed all of the sites linked to the Site and is not responsible for the contents of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.

Although Sedgwick Rd. may from time to time create new features, or monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, Sedgwick Rd. is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information contained within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Sedgwick Rd. will fully cooperate with any law enforcement authorities or court order requesting or directing Sedgwick Rd. to disclose the identity of anyone posting any such information or materials.

Sedgwick Rd. may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.